Income Protection for Men

January 27th, 2011

Do you how much Centrelink pays for sickness benefits?  In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway. Read more…

Business Succession Planning

January 27th, 2011

We have seen global economies move from boom to bust in the wink of an eye – or over the past 12 months at least. This has led many business commentators to make statements about defensive investments and how to preserve your capital in times of market volatility.  Read more…

Diabetes and Life Insurance

January 27th, 2011

According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million.  This is scary stuff because a quick calculation suggests that potentially there is anything from about 1.17 million to 1.44 million heart attacks in Australian just waiting happen – just when it will happen is anyone’s guess.   Read more…

Depression, Insurance and the Black dog

January 21st, 2011

Have you heard of the term black dog?  It was the term used by Winston Churchill to describe the bouts of depression he experienced for much of his life.  The term ‘black dog’ is often used in a colloquial sense to describe a mental illness that affects millions of people. Read more…