Your Personal Risk Management Strategies

January 27, 2011

Much has been written recently about how to restructure investment portfolios and what to do with your money given the current turmoil surrounding investment markets.

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Who gets financially stressed?

January 27, 2011

With rising interest rates and increasing costs of living, we are being bombarded with stories of gloom and doom as families increasingly battle to feed the kids and pay the mortgage. Read more

Women Managing Money

January 27, 2011

I had a bit of a flick through the Financial Literacy Foundation’s recent report Financial Literacy Women Understanding Money and came across some positive results for women in general.   Read more

Life Insurance – Company Perks

January 27, 2011

Perkonomics – funny word, interesting concept. Read more

Income Protection for Men

January 27, 2011

Do you how much Centrelink pays for sickness benefits?  In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway. Read more

Business Succession Planning

January 27, 2011

We have seen global economies move from boom to bust in the wink of an eye – or over the past 12 months at least. This has led many business commentators to make statements about defensive investments and how to preserve your capital in times of market volatility.  Read more

What is a Superannuation Binding Nomination?

January 27, 2011

Does your superannuation fund allow you to provide a binding nomination?  Do you know what a binding nomination is?   Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started.  Read more

Diabetes and Life Insurance

January 27, 2011

According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million.  This is scary stuff because a quick calculation suggests that potentially there is anything from about 1.17 million to 1.44 million heart attacks in Australian just waiting happen – just when it will happen is anyone’s guess.   Read more

Depression, Insurance and the Black dog

January 21, 2011

Have you heard of the term black dog?  It was the term used by Winston Churchill to describe the bouts of depression he experienced for much of his life.  The term ‘black dog’ is often used in a colloquial sense to describe a mental illness that affects millions of people. Read more

What Happens if my Life Insurance Company goes broke?

January 21, 2011

We have had calls from clients asking questions about the financial security of life insurance companies in Australia over the years and have put together the following information for you, this information has been kindly given to us by the Risk Store and is  reproduced with their permission. Its aim is to help you understand how the Australian companies protect their policy holders. Read more

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