Women Managing Money
January 27, 2011
I had a bit of a flick through the Financial Literacy Foundation’s recent report Financial Literacy Women Understanding Money and came across some positive results for women in general. Read more
Mortgage Stress and your life insurance
January 27, 2011
The other day while I was having a reshuffle of some paperwork on my desk, I came across an article showing a breakdown on what causes mortgage stress. With yo-yoing interest rates, mortgage stress is the flavour of the month. Read more
Life Insurance – Company Perks
January 27, 2011
Perkonomics – funny word, interesting concept. Read more
Income Protection for Men
January 27, 2011
Do you how much Centrelink pays for sickness benefits? In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway. Read more
Business Succession Planning
January 27, 2011
We have seen global economies move from boom to bust in the wink of an eye – or over the past 12 months at least. This has led many business commentators to make statements about defensive investments and how to preserve your capital in times of market volatility. Read more
Talking ourselves into a recession
January 27, 2011
Have you heard the story about the hot dog man and the recession? Well, if you haven’t, it goes something along the following lines: Read more
What is a Superannuation Binding Nomination?
January 27, 2011
Does your superannuation fund allow you to provide a binding nomination? Do you know what a binding nomination is? Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started. Read more
Diabetes and Life Insurance
January 27, 2011
According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million. This is scary stuff because a quick calculation suggests that potentially there is anything from about 1.17 million to 1.44 million heart attacks in Australian just waiting happen – just when it will happen is anyone’s guess. Read more
The transfer of wealth between generations (or not)
January 21, 2011
You’ve probably seen those ads for retirement planning featuring retirees on Harley Davidsons saying “Retirement is payback time” or have seen the stickers on the caravans of the grey nomads that say “I’m spending my children’s inheritance.” Or even better, “Live long enough to be a burden on your children”. Read more
What Happens if my Life Insurance Company goes broke?
January 21, 2011
We have had calls from clients asking questions about the financial security of life insurance companies in Australia over the years and have put together the following information for you, this information has been kindly given to us by the Risk Store and is reproduced with their permission. Its aim is to help you understand how the Australian companies protect their policy holders. Read more