Your Personal Risk Management Strategies

January 27, 2011

Much has been written recently about how to restructure investment portfolios and what to do with your money given the current turmoil surrounding investment markets.

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How your lifestyle effects your insurance

January 27, 2011

Did you know a third of our population is on a diet and another third of our population is trying to maintain their weight at any one time! Read more

Mortgage Stress and your life insurance

January 27, 2011

The other day while I was having a reshuffle of some paperwork on my desk, I came across an article showing a breakdown on what causes mortgage stress.  With yo-yoing interest rates, mortgage stress is the flavour of the month.  Read more

Life Insurance – Company Perks

January 27, 2011

Perkonomics – funny word, interesting concept. Read more

Australians and Heart Disease – how is your insurance?

January 27, 2011

By the time you logged on to your computer, searched for this blog site and read this article, one Australian would have died from heart disease.  Do you know many Australians die every day from this disease?  According to the Australian Heart Foundation, every ten minutes somebody in Australia dies from heart disease.  In my calculations,  that makes about 144 deaths a day.  In 2006 almost 46,000 Australians died because cardiovascular problems.  Read more

Income Protection for Men

January 27, 2011

Do you how much Centrelink pays for sickness benefits?  In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway. Read more

Business Succession Planning

January 27, 2011

We have seen global economies move from boom to bust in the wink of an eye – or over the past 12 months at least. This has led many business commentators to make statements about defensive investments and how to preserve your capital in times of market volatility.  Read more

Talking ourselves into a recession

January 27, 2011

Have you heard the story about the hot dog man and the recession?  Well, if you haven’t, it goes something along the following lines: Read more

What is a Superannuation Binding Nomination?

January 27, 2011

Does your superannuation fund allow you to provide a binding nomination?  Do you know what a binding nomination is?   Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started.  Read more

Diabetes and Life Insurance

January 27, 2011

According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million.  This is scary stuff because a quick calculation suggests that potentially there is anything from about 1.17 million to 1.44 million heart attacks in Australian just waiting happen – just when it will happen is anyone’s guess.   Read more

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