Attitudes towards Superannuation

January 27, 2011

Recently the Australian Institute of Superannuation Trustees (AIST) commissioned a report into attitudes on superannuation. Read more

Superannuation – Who has enough?

January 27, 2011

A survey was released a year or so ago by AMP highlighting the shortfall Australians have in their superannuation savings with approximately 31% of all Australians being on average 11% behind in their savings needs. Read more

Your Personal Risk Management Strategies

January 27, 2011

Much has been written recently about how to restructure investment portfolios and what to do with your money given the current turmoil surrounding investment markets.

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Retirement – Are you ready?

January 27, 2011

It’s not hard to lose a couple of hours daydreaming about THE TRIP whether it be touring through Europe, or tripping round Australia caravanning under the stars surrounded by miles of emptiness.  Most of us hope to do such a trip when we retire along with the hobbies and activities that so far have been pushed aside as we grapple with the mortgage and the school fees.     Read more

Mortgage Stress and your life insurance

January 27, 2011

The other day while I was having a reshuffle of some paperwork on my desk, I came across an article showing a breakdown on what causes mortgage stress.  With yo-yoing interest rates, mortgage stress is the flavour of the month.  Read more

Self Managed Superannuation – Is it for You?

January 27, 2011

Articles regularly appear the financial press about the growth in Self managed Superannuation funds (SMSFs) and the fact that many people do not understand the requirements placed on them by the legislation and indeed whether or not it is actually appropriate for an investor actually hold their superannuation funds in such a vehicle. Read more

Talking ourselves into a recession

January 27, 2011

Have you heard the story about the hot dog man and the recession?  Well, if you haven’t, it goes something along the following lines: Read more

What is a Superannuation Binding Nomination?

January 27, 2011

Does your superannuation fund allow you to provide a binding nomination?  Do you know what a binding nomination is?   Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started.  Read more

The Cost of living – what does it mean for investors

January 21, 2011

For the past 2 years we have heard how tough all people are finding it in the real world. Read more

Superannuation and the Cooper Review

July 7, 2010

No doubt you have heard of many of the changes proposed, mooted and made up in the press of late to our superannuation laws. Read more