Changes to bank lending
March 9, 2011
Early in February a change to mortgage lending rules came in that I think requires a bit of discussion – its also worth bringing up as many people still don’t get that bank lending practices are a key determinant in the growth of the value in residential property. Read more
Attitudes towards Superannuation
January 27, 2011
Recently the Australian Institute of Superannuation Trustees (AIST) commissioned a report into attitudes on superannuation. Read more
Superannuation – Who has enough?
January 27, 2011
A survey was released a year or so ago by AMP highlighting the shortfall Australians have in their superannuation savings with approximately 31% of all Australians being on average 11% behind in their savings needs. Read more
Retirement – Are you ready?
January 27, 2011
It’s not hard to lose a couple of hours daydreaming about THE TRIP whether it be touring through Europe, or tripping round Australia caravanning under the stars surrounded by miles of emptiness. Most of us hope to do such a trip when we retire along with the hobbies and activities that so far have been pushed aside as we grapple with the mortgage and the school fees. Read more
Who gets financially stressed?
January 27, 2011
With rising interest rates and increasing costs of living, we are being bombarded with stories of gloom and doom as families increasingly battle to feed the kids and pay the mortgage. Read more
Self Managed Superannuation – Is it for You?
January 27, 2011
Articles regularly appear the financial press about the growth in Self managed Superannuation funds (SMSFs) and the fact that many people do not understand the requirements placed on them by the legislation and indeed whether or not it is actually appropriate for an investor actually hold their superannuation funds in such a vehicle. Read more
The transfer of wealth between generations (or not)
January 21, 2011
You’ve probably seen those ads for retirement planning featuring retirees on Harley Davidsons saying “Retirement is payback time” or have seen the stickers on the caravans of the grey nomads that say “I’m spending my children’s inheritance.” Or even better, “Live long enough to be a burden on your children”. Read more
The Cost of living – what does it mean for investors
January 21, 2011
For the past 2 years we have heard how tough all people are finding it in the real world. Read more
Superannuation and the Cooper Review
July 7, 2010
No doubt you have heard of many of the changes proposed, mooted and made up in the press of late to our superannuation laws. Read more