Mortgage Stress and your life insurance
January 27, 2011
The other day while I was having a reshuffle of some paperwork on my desk, I came across an article showing a breakdown on what causes mortgage stress. With yo-yoing interest rates, mortgage stress is the flavour of the month. Read more
Life Insurance – Company Perks
January 27, 2011
Perkonomics – funny word, interesting concept. Read more
Australians and Heart Disease – how is your insurance?
January 27, 2011
By the time you logged on to your computer, searched for this blog site and read this article, one Australian would have died from heart disease. Do you know many Australians die every day from this disease? According to the Australian Heart Foundation, every ten minutes somebody in Australia dies from heart disease. In my calculations, that makes about 144 deaths a day. In 2006 almost 46,000 Australians died because cardiovascular problems. Read more
Income Protection for Men
January 27, 2011
Do you how much Centrelink pays for sickness benefits? In case you’re curious, it’s just over $400 a week1 for a couple, not enough to even service the weekly mortgage repayment on an average mortgage, let alone feed a family or meet the lease payment on the fancy ute sitting in the driveway. Read more
Business Succession Planning
January 27, 2011
We have seen global economies move from boom to bust in the wink of an eye – or over the past 12 months at least. This has led many business commentators to make statements about defensive investments and how to preserve your capital in times of market volatility. Read more
Talking ourselves into a recession
January 27, 2011
Have you heard the story about the hot dog man and the recession? Well, if you haven’t, it goes something along the following lines: Read more
What is a Superannuation Binding Nomination?
January 27, 2011
Does your superannuation fund allow you to provide a binding nomination? Do you know what a binding nomination is? Don’t get confused with the nominated beneficiary box you ticked when filling out the superannuation paperwork that came with the new job you just started. Read more
Diabetes and Life Insurance
January 27, 2011
According to Diabetes Australia 65-80 percent of people with diabetes will die of coronary heart disease, and by 2010 DA estimates that the number of people affected by diabetes is expected to reach 1.8 million. This is scary stuff because a quick calculation suggests that potentially there is anything from about 1.17 million to 1.44 million heart attacks in Australian just waiting happen – just when it will happen is anyone’s guess. Read more
Fees vs Commissions – What matters most
January 27, 2011
This is an update to a article posted nearly 2 years ago and the issue is still being discussed, but in relation to finding a Financial Planner what does and should matter to you, the client? Read more
Depression, Insurance and the Black dog
January 21, 2011
Have you heard of the term black dog? It was the term used by Winston Churchill to describe the bouts of depression he experienced for much of his life. The term ‘black dog’ is often used in a colloquial sense to describe a mental illness that affects millions of people. Read more